{"id":9797,"date":"2026-10-01T21:59:19","date_gmt":"2026-10-01T17:59:19","guid":{"rendered":"https:\/\/idealxeber.az\/?p=9797"},"modified":"2026-10-01T21:59:19","modified_gmt":"2026-10-01T17:59:19","slug":"9797","status":"publish","type":"post","link":"https:\/\/idealxeber.az\/?p=9797","title":{"rendered":""},"content":{"rendered":"<h1 class=\"full-post-title\"><b>Kreditl\u0259r\u0259 qoyulan yeni t\u0259l\u0259b: N\u0259l\u0259r d\u0259yi\u015f\u0259c\u0259k? &#8211; DETALLAR<\/b><\/h1>\n<div class=\"full-post-b\">\n<div class=\"full-post-desc\">Bu g\u00fcnd\u0259n Az\u0259rbaycanda m\u0259saf\u0259d\u0259n veril\u0259n istehlak kreditl\u0259rin\u0259 dair yeni t\u0259l\u0259bl\u0259r q\u00fcvv\u0259y\u0259 minib. M\u0259rk\u0259zi Bank\u0131n q\u0259rar\u0131na \u0259sas\u0259n, m\u00fc\u015ft\u0259ril\u0259r bank v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131na (BOKT) yaz\u0131l\u0131 m\u00fcraci\u0259t ed\u0259r\u0259k istehlak kreditinin m\u0259saf\u0259d\u0259n r\u0259smil\u0259\u015fdirilm\u0259sin\u0259 v\u0259 ya kredit limitinin art\u0131r\u0131lmas\u0131na m\u0259hdudiyy\u0259t qoya bil\u0259c\u0259kl\u0259r.<\/div>\n<div class=\"full-post-article\">\n<p>H\u0259m\u00e7inin m\u0259saf\u0259d\u0259n veril\u0259n istehlak kreditl\u0259rind\u0259 v\u0259 ya art\u0131r\u0131lan kredit limitl\u0259rind\u0259 v\u0259sait d\u0259rhal t\u0259qdim edilm\u0259y\u0259c\u0259k. Bel\u0259 ki, g\u00fcn \u0259rzind\u0259 veril\u0259n v\u0259 ya art\u0131r\u0131lan v\u0259sait minimum \u0259m\u0259k haqq\u0131n\u0131n iki mislin\u0259d\u0259k olduqda, pul m\u00fcqavil\u0259 ba\u011fland\u0131qdan v\u0259 ya d\u0259yi\u015fiklik edildikd\u0259n 2 saat sonra veril\u0259c\u0259k. M\u0259bl\u0259\u011f minimum \u0259m\u0259k haqq\u0131n\u0131n iki mislind\u0259n \u00e7ox olduqda is\u0259 v\u0259sait 24 saat sonra t\u0259qdim olunacaq.<\/p>\n<p>Yeni q\u0259rar\u0131n mahiyy\u0259tini \u015f\u0259rh ed\u0259n iqtisad\u00e7\u0131 Xalid K\u0259rimli bildirib ki, M\u0259rk\u0259zi Bank\u0131n onlayn kreditl\u0259rin verilm\u0259si sah\u0259sind\u0259 m\u00fc\u0259yy\u0259nl\u0259\u015fdirdiyi yeni qaydalar birba\u015fa v\u0259t\u0259nda\u015flar\u0131n, kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsl\u0259rin t\u0259hl\u00fck\u0259sizliyinin qorunmas\u0131, onlar\u0131n f\u0131r\u0131ldaq\u00e7\u0131l\u0131\u011f\u0131n t\u0259sirin\u0259 m\u0259ruz qalmamas\u0131 m\u0259qs\u0259di da\u015f\u0131y\u0131r:<\/p>\n<p>&#8220;El\u0259c\u0259 d\u0259, emosional \u015f\u0259kild\u0259 kredit g\u00f6t\u00fcr\u00fclm\u0259sinin qar\u015f\u0131s\u0131n\u0131 almaq \u00fc\u00e7\u00fcn istehlak\u00e7\u0131lara d\u00fc\u015f\u00fcnm\u0259si \u00fc\u00e7\u00fcn zaman tan\u0131n\u0131r. Y\u0259ni burada \u0259sas m\u0259qs\u0259d m\u0259hz kredit g\u00f6t\u00fcr\u0259n \u015f\u0259xsl\u0259rin ehtiyats\u0131z \u015f\u0259kild\u0259 kredit g\u00f6t\u00fcrm\u0259sinin qar\u015f\u0131s\u0131nn almaqd\u0131r.<\/p>\n<p>\u0130kincisi is\u0259 f\u0131r\u0131ldaq\u00e7\u0131lar\u0131n s\u00fcr\u0259tli \u015f\u0259kild\u0259 v\u0259t\u0259nda\u015f\u0131n etibar\u0131ndan istifad\u0259 ed\u0259r\u0259k v\u0259 yaxud da onu m\u00fcasir d\u0259l\u0259duzluq \u00fcsullar\u0131ndan istifad\u0259 etm\u0259kl\u0259 aldadaraq s\u00fcr\u0259tli \u015f\u0259kild\u0259 kredit g\u00f6t\u00fcrm\u0259si v\u0259 onlar\u0131n v\u0259saitl\u0259rinin talan edilm\u0259sin\u0259 mane\u00e7ilik t\u00f6r\u0259tm\u0259kdir&#8221;.<\/p>\n<p>Ekspert deyib ki, M\u0259rk\u0259zi Bank \u0259slind\u0259 bu add\u0131m\u0131 atmaqla maliyy\u0259 sektorunun maraqlar\u0131n\u0131 istehlak\u00e7\u0131lar\u0131n maraqlar\u0131na g\u00fcz\u0259\u015ft\u0259 getmi\u015f olur:<\/p>\n<p>&#8220;Maliyy\u0259 sektoru s\u00fcr\u0259tli \u015f\u0259kild\u0259, bir ne\u00e7\u0259 d\u0259qiq\u0259 \u0259rzind\u0259 krediti verm\u0259kd\u0259 maraql\u0131d\u0131r. Lakin\u00a0M\u0259rk\u0259zi Bank\u0131n bu t\u0259nziml\u0259nm\u0259si imkan verir ki, v\u0259t\u0259nda\u015f kredit g\u00f6t\u00fcrm\u0259mi\u015fd\u0259n \u0259vv\u0259l d\u00fc\u015f\u00fcns\u00fcn, bu kreditin ona z\u0259ruri olub-olmad\u0131\u011f\u0131n\u0131 m\u00fc\u0259yy\u0259n etsin. T\u0259l\u0259sik, emosional \u015f\u0259rtl\u0259r alt\u0131nda v\u0259 yaxud da qar\u015f\u0131la\u015fd\u0131\u011f\u0131 situasiyada d\u0259rhal kredit g\u00f6t\u00fcrm\u0259k q\u0259rar\u0131n\u0131 verm\u0259sin&#8221;.<\/p>\n<p>X.K\u0259rimlinin s\u00f6zl\u0259rin\u0259 g\u00f6r\u0259, qaydalar \u00e7ox sad\u0259dir:<\/p>\n<p>&#8220;\u018fslind\u0259 v\u0259t\u0259nda\u015f yen\u0259 d\u0259 \u0259n az\u0131 bir sutka \u0259rzind\u0259 kreditini g\u00f6t\u00fcr\u0259c\u0259k. Burada n\u00fcans ondan ibar\u0259tdir ki, minimum \u0259m\u0259khaqq\u0131n\u0131n 2 mislin\u0259 q\u0259d\u0259r olan kreditl\u0259rd\u0259, y\u0259ni indiki minimum \u0259m\u0259k haqq\u0131 \u00e7\u0259r\u00e7iv\u0259sind\u0259 800 manata q\u0259d\u0259r kreditl\u0259rd\u0259 iki saatl\u0131q g\u00f6zl\u0259m\u0259 m\u00fcdd\u0259ti var.\u00a0Minimum \u0259m\u0259k haqq\u0131n\u0131n 2 mislind\u0259n yuxar\u0131 kreditl\u0259rd\u0259 is\u0259 24 saatl\u0131q bir g\u00f6zl\u0259m\u0259 m\u00fcdd\u0259ti m\u00fc\u0259yy\u0259nl\u0259\u015fir<\/p>\n<p>\u00c7\u00fcnki x\u00fcsus\u0259n d\u0259, istehlak kreditl\u0259ri v\u0259 s\u00fcr\u0259tli onlayn kreditl\u0259rin faizl\u0259ri bir q\u0259d\u0259r y\u00fcks\u0259k olur v\u0259 bu da sonradan v\u0259t\u0259nda\u015f \u00fc\u00e7\u00fcn ba\u015f a\u011fr\u0131s\u0131na \u00e7evrilir&#8221;.<\/p>\n<p>&#8220;\u0130kinci bir m\u0259qam onlayn kreditl\u0259rin verilm\u0259sinin k\u00f6n\u00fcll\u00fc sur\u0259td\u0259 m\u0259hdudla\u015fd\u0131rma h\u00fcququndan gedir.\u00a0He\u00e7 kim v\u0259t\u0259nda\u015f\u0131 m\u0259cbur el\u0259mir ki, bu h\u00fcquqdan istifad\u0259 el\u0259sin.\u00a0Amma bir n\u00f6v \u00f6z\u00fcn\u00fc tan\u0131yan v\u0259t\u0259nda\u015f \u0259vv\u0259lc\u0259d\u0259n, \u00f6z\u00fcn\u00fc onlayn kreditl\u0259rd\u0259n qorumaq h\u00fcququna malikdir v\u0259 o, m\u00fcvafiq \u00fcsullardan istifad\u0259 etm\u0259kl\u0259 \u00f6z\u00fcn\u00fcn onlayn kredit g\u00f6t\u00fcrm\u0259 h\u00fcququnu \u00f6nc\u0259d\u0259n m\u0259hdudla\u015fd\u0131ra bil\u0259r.\u00a0Bu da t\u0259bii ki, h\u00fcquqdur&#8221;, &#8211; ekspert \u0259lav\u0259 edib.<\/p>\n<p>&nbsp;<\/p>\n<\/div>\n<\/div>\n","protected":false},"excerpt":{"rendered":"<p>Kreditl\u0259r\u0259 qoyulan yeni t\u0259l\u0259b: N\u0259l\u0259r d\u0259yi\u015f\u0259c\u0259k? &#8211; DETALLAR Bu g\u00fcnd\u0259n Az\u0259rbaycanda m\u0259saf\u0259d\u0259n veril\u0259n istehlak kreditl\u0259rin\u0259 dair yeni t\u0259l\u0259bl\u0259r q\u00fcvv\u0259y\u0259 minib. M\u0259rk\u0259zi Bank\u0131n q\u0259rar\u0131na \u0259sas\u0259n, m\u00fc\u015ft\u0259ril\u0259r bank v\u0259 bank olmayan kredit t\u0259\u015fkilatlar\u0131na (BOKT) yaz\u0131l\u0131 m\u00fcraci\u0259t ed\u0259r\u0259k istehlak kreditinin m\u0259saf\u0259d\u0259n r\u0259smil\u0259\u015fdirilm\u0259sin\u0259 v\u0259 ya kredit limitinin art\u0131r\u0131lmas\u0131na m\u0259hdudiyy\u0259t qoya bil\u0259c\u0259kl\u0259r. H\u0259m\u00e7inin m\u0259saf\u0259d\u0259n veril\u0259n istehlak kreditl\u0259rind\u0259 v\u0259 ya art\u0131r\u0131lan [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":9798,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[7],"tags":[],"class_list":["post-9797","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-iqtisadiyyat"],"_links":{"self":[{"href":"https:\/\/idealxeber.az\/index.php?rest_route=\/wp\/v2\/posts\/9797","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/idealxeber.az\/index.php?rest_route=\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/idealxeber.az\/index.php?rest_route=\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/idealxeber.az\/index.php?rest_route=\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/idealxeber.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcomments&post=9797"}],"version-history":[{"count":0,"href":"https:\/\/idealxeber.az\/index.php?rest_route=\/wp\/v2\/posts\/9797\/revisions"}],"wp:attachment":[{"href":"https:\/\/idealxeber.az\/index.php?rest_route=%2Fwp%2Fv2%2Fmedia&parent=9797"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/idealxeber.az\/index.php?rest_route=%2Fwp%2Fv2%2Fcategories&post=9797"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/idealxeber.az\/index.php?rest_route=%2Fwp%2Fv2%2Ftags&post=9797"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}